Can I take out five thousand?
A thumb on the reader and the notes are counted out. Their bank account, your counter, about ninety seconds.
Aadhaar-authenticatedRetail fintech platform
Every bankingcounter, inone portal.
ShantiPe turns a shop counter into a full-service banking point. Whatever the person standing in front of you needs doing — cash in their hand, money sent somewhere, a bill cleared, a seat booked before tomorrow — it runs from one wallet and one login.
0Live services
0Network tiers
0Biometric devices
Main wallet₹0
AEPS wallet₹0
AEPS
UPI ATM
Transfer
Recharge
Bills
Flight
Bus
Payout
AEPS withdrawalAadhaar • XXXX 4821
+ ₹5,000Money transferIMPS • HDFC • 2 min ago
− ₹12,400Electricity billBBPS • Consumer 90218
− ₹1,860 Settlement live
Commission credited
KYC verified
Bank rails, biller networks & travel partners
At the counter
Someone walks in. The answer is yes.
People do not arrive asking for a product. They arrive with something that needs doing today — and the list of things a ShantiPe counter cannot help with keeps getting shorter.
I need to send this to my brother in Surat.
The account is checked against the name before a single rupee moves, so a mistyped digit is caught at your counter instead of a week later.
Checked before it sendsThe electricity bill is due today.
Type the consumer number once and the amount comes back from the board itself. Nobody is working from a figure somebody half-remembers.
Fetched, not guessedIs there a bus to Jaipur tomorrow night?
Seats, berths, boarding points and who runs them, all on one screen — and the ticket comes off your printer.
Booked at the counterWhere did today actually go?
One history across everything the counter did, each row carrying the bank's own reference — so a question three weeks later has an answer rather than an argument.
Every rupee has a rowWhen does this reach my bank?
What customers withdrew sits in its own balance and settles out to your account on a published cycle, kept apart from the float you spend.
Two balances, on purposeCash, transfers, bills, top-ups, tickets, new accounts and the day’s own books — all drawing on one wallet, all landing in one history.
See what else walks inHow the portal works
Built around the counter, not the back office
A retailer serves a customer standing in front of them. Every screen is shaped by that: fewest fields, fastest confirmation, a receipt they can hand over.
Wallet & commission
Earnings that reconcile themselves
Every transaction settles against the right wallet the moment the bank confirms it. Commission is applied from the slab the account sits on, and both the payout and the margin land in the same ledger the retailer reads.
- Separate main and AEPS wallets, each with its own settlement path
- Slab-wise commission visible before the transaction, not after
- Exportable reports by service, date range and status
Commission by service
Current slabReporting
Every rupee has a row
One history across all twenty-two services, filterable by service, status and date, with a per-transaction detail view that carries the bank’s own reference number — so a dispute is answered with evidence, not a guess.
- Downloadable receipts rendered straight from the record
- Live status on anything the bank leaves pending
- Member-wise rollups for distributors and state heads
Today’s ledger
LiveAEPS withdrawalSUCCESS • ref 88213094
+ ₹5,000IMPS transferSUCCESS • ref 44190228
− ₹12,400Prepaid rechargeSUCCESS • ref 71002944
− ₹299Commission creditSettled to main wallet
+ ₹184Bus bookingCONFIRMED • PNR 7K2M19
− ₹1,240Onboarding
Counter live in four steps
01
Sign up
Mobile number, OTP, and the shop’s basic details. A distributor can enrol the retailer directly from their own panel.
02
Complete KYC
PAN, Aadhaar and shop proof, verified before any service unlocks. The KYC gate blocks transacting until it clears.
03
Fund the wallet
Raise a fund request to the distributor, or pay into the virtual account issued to the retailer.
04
Start earning
Services granted on the account appear on the dashboard. Commission accrues from the first transaction.
Distribution network
Four tiers, two portals
Retailers get the full transacting portal. The three tiers above them get a restricted panel built for managing members, funding them and reading their performance — a genuinely different portal, not the same one with buttons hidden.
State Head
Owns a state. Appoints and funds master distributors, and reads performance across the whole region.
Master Distributor
Runs a cluster of distributors. Allocates float downward and settles commission upward.
Distributor
Onboards retailers, approves their fund requests, and watches their daily volumes.
Retailer
The counter itself. Full access to every service the account is entitled to, plus wallet, reports and support.
Before you hand over cash
The parts you can actually check
Anyone can print a glowing quote. These are the things you can verify for yourself before you trust a counter with your money — or your livelihood.
A company you can look up
DotMik Software Private Limited, registered in New Delhi. CIN U62091DL2024PTC428732, GSTIN 07AAKCD7375A1ZN. Verifiable on the public register, not a brand name with nothing behind it.
Read the termsA named person, not a queue
Complaints escalate to Monesh Sharma as Grievance Officer, and past him to Karan Arora. Both are named and reachable by email — nobody hides behind a ticket number.
See the escalation pathTimelines in writing
3 to 4 working days at support, 7 to 15 working days once it reaches the Grievance Officer. Published, so you can hold us to them rather than wonder.
Check the timelinesA route that goes past us
If we get it wrong and will not fix it, the RBI Integrated Ombudsman Scheme and the NPCI dispute process are open to you. We would rather tell you that than hope you never find out.
Where to take itWhy a counter runs on ShantiPe
Earn from the first transaction
Commission is credited to your wallet as each transaction settles — not at the end of the month.
One wallet, every service
No separate logins or balances per service. Fund once and serve any customer who walks in.
Runs on what you already own
Any phone, tablet or shop computer with a browser. Only AEPS needs a fingerprint scanner.
A distributor who knows you
Your upline funds your wallet and is the first call when something needs sorting — not a queue.
Security & compliance
Money moves, so the guards are real
The controls below are enforced in the application itself — not left to the UI to remember.
Protected sign-in
Your session is encrypted and every instruction leaving the counter is signed. An intercepted login, on its own, gets nobody anywhere.
Signs itself out
Two quiet hours and the session closes on its own. A shop computer is rarely left unattended on purpose, so the portal does not rely on you remembering.
Only your services
A service you have not been approved for is genuinely closed to your account, not just left off the menu. Approval is the only way in.
Location on record
AEPS rules require an agent’s location to be logged with the transaction, so the portal asks for it before you transact — and only then.
Verified before you trade
An unverified account can sign in and look around, but cannot transact. Documents are checked before the first rupee moves.
Guards against double payment
A double tap, or a connection that drops halfway, is caught and de-duplicated before the instruction reaches the bank — so the usual cause of a second payment never gets started.
Certified fingerprint devices
MantraL1 & L0 RD service
MorphoMSO series
StartekFM220
SecuGenHamster Pro
AratekA600 series
Next BiometricsNB-3023
TatvikTMF20
PrecisionPB510
Questions
Before you sign up
A mobile number to sign up, then PAN, Aadhaar and a shop proof for KYC. For AEPS you also need one of the eight certified fingerprint scanners with its RD service installed. Everything else runs in the browser.
Services are approved per account. Your dashboard shows only what your tier and your agreement cover, and anything outside that stays genuinely closed until it is approved for you.
Two ways: raise a fund request to the distributor above you, who approves and transfers it, or pay directly into the virtual account issued to your shop. AEPS collections land in the AEPS wallet and are settled out to your bank separately.
Commission is applied from the slab your account sits on and credited to the main wallet as the transaction settles. The slab is visible under Commission plans before you transact, not only afterwards.
Pending transactions are tracked with the bank until it gives a final answer, rather than being guessed at. The record carries the bank’s own reference number, so support can trace it, and failed debits are reversed back to the wallet.
Yes, if you are a distributor, master distributor or state head. Those tiers get a management panel — members, fund approvals and performance — rather than the transacting portal a retailer sees.
Get started
Turn your counter into a banking point
Sign up, clear KYC, fund the wallet — and start serving customers the same day.
- No setup fee
- Commission from the first transaction
- Support in your language, six days a week